Christine D. Lowe

English Translation

請注意，Christine Lowe律師現在放產假，直到2021年5月。

劉麗清, 律師

劉律師是遺產及財富規劃團隊的一名律師，是深受客戶信賴的顧問。劉律師明晰、實用且富有創意的規劃解決方案，使有規劃需求的家庭、個人、企業主以及專業人士客戶紛紛上門請她提供幫助。

劉律師擁有深厚的商業背景和為家庭及家族企業制定規劃的經驗，她明白為客戶做好將一生的產業傳給下一代的規劃是她最重要的責任。劉律師注重細節並有一流的溝通能力，她樂於讓客戶了解他們不同的規劃選擇，並和他們一起創建一個符合每個客戶特殊稅務狀況、個人遺產、家庭願景和目標的遺產規劃。

作為第五代華裔加拿大人，劉律師出生並成長於溫哥華。她以優異成績畢業於加拿大不列顛哥倫比亞大學尚德商學院，之後繼續在英格蘭和多倫多學習、工作和生活，並分別在倫敦國王學院法學院獲得碩士學位和在約克大學奧斯古德霍爾法學院獲得法律博士學位。劉律師愛好去國外旅遊，她從她去印度、墨西哥、薩爾瓦多、英格蘭和東南亞的旅行中收集了一批獨特的烹飪書籍。

代表性工作

• 與客戶及其顧問（會計師、財務規劃師、保險顧問、家族企業顧問等）合作，創建並實施全面的繼任規劃
• 利用遺囑、信託（包括遺囑信託、家庭信託、自我信託、合作夥伴信託、保險及殘疾信託）、聯合共有、授權書、委員會提名和/或代表人協議書來實施“量身定做”的個人遺產規劃
• 為企業主、家庭企業和組成公司的專業人士在他們的企業規劃和將生意轉移給下一代、雇員或者買方，包括遺產凍結和重組等方面提供建議和幫助
• 為個人和信託公司在遺產和信託管理方面提供建議和幫助
• 為授權書指定的代理人和受託監管人在理解和履行他們的責任方面提供建議和幫助
• 為企業和個人在公司交易，包括準備股東協議、選擇某種商業結構以及組建股份公司等方面提供建議和幫助

榮譽、獎勵和出版物

• 与David C. Bentall和Vanessa M. Strike共同撰寫Ivey Business School Case Study（艾維商學院個案研究）“Simpson Seeds: Growing the Next Generation” （“辛普森的種子：成長中的下一代”）一文（2016年）
• International Academy of Dispute Resolution (INADR) 調停競賽辯護類第一名（英國 倫敦）（2015年）
• 不列顛哥倫比亞大學尚德商學院畢業生演講代表（2009年）
• 尚德商学院毕业班最杰出女生Dorothy Anne Dilworth Memorial Prize（多蘿西∙安妮∙迪爾沃思紀念獎）獲得者 (2009年)
• 皇后大學全國校際商業比賽決賽選手（2008年）

额外教育

• 倫敦政治經濟學院，暑期管理和談判課程（2012年）
• ESADE 商學院本科交換課程（2007年）

社區活動

• Hope2Offer Ministries創建者和主管（從2006年至今）。組織並通過一次溫哥華慈善活動，籌集善款$270,000，為籌款目標的四倍，用於為埃塞爾比亞一個5,600人的社區建造可持續的供水系統。
• 約克大學Winkler Institute for Dispute Resolution執行委員會成員 (2015年)。和該委員會一起管理$100萬加元，用於在加拿大的糾紛解決研究、創新和公共教育。
• 奥斯古德公司治理協會（Osgoode Society for Corporate Governance ）副會長（2013-2014年）。創建了在Institute of Corporate Directors（董事協會）以董事會多元化和非盈利董事最佳實踐為主題的實習計劃。
• International Legal Partnership（國際司法合作）培訓項目法律研究員（2013年）。對薩爾瓦多環境法、憲法和國際條約進行了研究並提出建議，以支援薩爾瓦多偏遠海岸地區背井離鄉的社區民眾。
• 商業網絡中的女青年（Young Women in Business Network）創始成員（2008年）。在加拿大西部創建了一個支持女性專業人士的非盈利組織。

Biography

Please note that Christine is on maternity leave until June, 2021. For any inquiries please email her assistant, Madalena  Merke, at mmerke@rbs.ca.

Christine is a lawyer in the Estate and Wealth Advisory Group and a trusted advisor to her clients. Families, individuals, business owners, and professionals turn to Christine for her clear, practical, and creative solutions to their planning needs.

With her background in business and her experience working with families and family enterprises, Christine understands there is no greater responsibility for her clients than passing on their life’s work to the next generation. A strong communicator with an eye for the details, Christine is passionate about educating her clients about their different planning options and working with them to create estate plans that are tailored to each client’s tax situation, personal legacy, family vision, and goals.

As a fifth-generation Chinese Canadian, Christine was born and raised in Vancouver. Christine graduated as Valedictorian from the Sauder School of Business at the University of British Columbia, and went on to study, work, and live in England and Toronto where she received her Master’s degree from King’s College London School of Law and her Juris Doctor from Osgoode Hall Law School. Christine enjoys traveling abroad and has formed a unique collection of cookbooks from her travels including India, Mexico, El Salvador, England, and Southeast Asia.

REPRESENTATIVE CLIENT WORK

• Collaborate with clients and their advisors (accountants, financial planners, insurance advisors, family enterprise advisors, and others) to create and implement holistic succession plans
• Implement tailored personal estate plans using Wills, Trusts (including Testamentary, Family, Alter Ego, Joint Partner, Insurance and Disability Trusts), Joint Ownership, Powers Of Attorney, Nominations Of Committee and/or Representation Agreements
• Advise and assist business owners, family enterprises, and incorporated professionals with their corporate planning and transitioning their businesses to the next generation, employees, or purchasers, including estate freezes and reorganizations
• Advise and assist individuals and trust companies with estate and trust administration
• Advise and assist attorneys appointed under Powers of Attorney and committees pursuant to Committeeships in understanding and carrying out their responsibilities
• Advise and assist businesses and individuals on corporate transactions, including the preparation of shareholders’ agreements, selecting a business structure, and incorporating

HONOURS, AWARDS AND EXTERNAL PUBLICATIONS

• Co-Authored Ivey Business School Case Study with David C. Bentall & Vanessa M. Strike, “Simpson Seeds: Growing the Next Generation” (2016)
• 1st Place Advocacy Category, International Academy of Dispute Resolution (INADR) Mediation Competition (London, UK) (2015)
• Valedictorian, Sauder School of Business, University of British Columbia (2009)
• Recipient, Dorothy Anne Dilworth Memorial Prize for the Most Outstanding Female Student in the Sauder Business School’s graduating class (2009)
• National Finalist, Inter-Collegiate Business Competition, Queen’s University (2008)

ADDITIONAL EDUCATION

• London School of Economics and Political Science, Summer Program in Management and Negotiations (2012)
• ESADE Business School, Undergraduate Exchange Program (2007)

COMMUNITY INVOLVEMENT

• Founder and Director, Hope2Offer Ministries (2006 to Present). Raised $270,000 and quadrupled initial fundraising goal by organizing a Vancouver charity event to build sustainable water systems in Ethiopia for a community of 5,600 people
• Executive Committee Member, Winkler Institute for Dispute Resolution (2015). Worked with Committee to direct $1M towards dispute resolution research, innovation and public education in Canada
• Vice-President, Osgoode Society for Corporate Governance (2013-2014). Created research internships with the Institute of Corporate Directors (ICD) on the topics of board diversity and best practices for not-for-profit directors
• Legal Research Fellow, International Legal Partnership (2013). Researched and advised on Salvadorian environmental law, constitutional law, and international treaties to support displaced communities in El Salvador’s rural coast
• Founding Member, Young Women in Business Network (2008). Established a not-for-profit organization to support female professionals in Western Canada